
Get your project off the ground with our next virtual training workshop - October 28th at 7pm!
Use code BUILD for 20% offBefore you dive into building your dream home, here are key insights from self-build experts to help you avoid costly mistakes and stay on track:
1. Check planning permission before buying land.
Not all plots are suitable for building. Confirm you can get planning approval before committing.
2. Design with priorities in mind.
Start with essentials, then add practical features, and finally luxuries. This helps keep your budget realistic and manageable.
3. Balance professional advice with personal vision.
Contractors and tradespeople offer valuable expertise, but make sure your ideas remain central to the build.
4. Understand your liabilities as a landowner.
Once you own land, you’re responsible for what happens on it. Insurance needs differ between raw land and active self-build sites.
5. Get insurance early.
As soon as you begin planning your build, you may be liable for accidents, damage, or loss. Self-build insurance can protect you from day one.
6. Don’t rely solely on your contractor’s insurance.
Always check what their policy covers—it may not protect your entire project.
7. Consider comprehensive self-build cover.
Look for policies that include Public Liability, Employers’ Liability, Building Works, Legal Expenses, Tools, and Temporary Structures.
Building your own home is exciting—but preparation is key. Explore our full range of self-build insurance products on our website to protect your project from start to finish.