Mortgage Free Cottage Style Oak Frame Home

Designing a Dream Oak Frame Home

By this time, Billie and Mark had their eye on an oak frame house nearby. “We’d had enough of living in a big house and I was keen on the classic ‘chocolate box’ cottage with a big porch,” says Billie.

“When we began investigating, we realised oak wasn’t as expensive as we thought.” The first oak frame company they approached didn’t respond, but they carried on looking and found Welsh Oak Frame in Build It.

Welsh Oak Frame supplied the oak for the fire mantel that Keith (Billie’s Dad) built with Chapel Blend bricks laid in a herringbone pattern. The Aga woodburner is from Direct Stoves

“Design director, Emyr Davies, came to see us the following week with a range of house designs,” says Billie. “He was personable, understood what we wanted and we instantly connected with him. Even though ours was a small project, we were made to feel that Welsh Oak really wanted to work with us.”

The couple looked in their brochure and spotted a cottage in Kelsall, Cheshire that they liked and decided to visit the village to take a closer look.

“A chance conversation with a waitress in the local pub pointed us in the right direction,” says Billie. “We stood outside and knew absolutely this was the kind of house we wanted to build. The cottage didn’t look new and out of place, it had a lovely old feel and the porch looked really inviting.” Billie and Mark spoke to Emyr: “He explained that any features could be incorporated into our house,” says Billie.

The entrance hall draws the eye upwards to the vaulted landing ceiling. Glass balustrades allow an unbroken view and flow of light

“It didn’t matter that it was smaller than other projects they’d worked on and we didn’t feel constrained with the design at all.” A pre-planning conversation indicated the couple would likely get permission for a one-and-a-half storey house. They could also encompass the footprint of an old single garage, a shed and brick shelter into their new home.

Emyr set to work on the design, using the Kelsall cottage as a starting point. He suggested changes to the rear with a central picture window flanked by doors, and a large dormer above to create a vaulted ceiling in the landing and bathroom.

“The design gives a lovely feeling of height and space,” says Billie. “It has a real wow factor effect when you walk in.”

Learn More: Pre-Applications and Planning Advice: Are Pre-Apps Worthwhile? 

Beginning the Build

Plans were submitted in June 2015, followed by three months of wrangling over the design. When approval came through that September, the couple were still living in their house next door, although it was on the market.

Billie’s dad, Keith, a sprightly 77-year-old, started the demolition of the bungalow with a digger while the rest of the family did the labouring – despite Billie and Mark still working during the day. They went on to dig trenches for the drains and septic tank and lay the pipework for the air source heat pump, situated 30m away from the house.

“The black pipe is about a foot wide and like a coiled spring so it kept jumping back out of the trench,” says Billie. “It took me, dad, mum, Mark and Jacob to push it into the ground.”

In November, the foundation trenches had been dug but the following two months were very wet, meaning the family spent a lot of time bailing out the footings so the concrete could be laid. At the end of January, Welsh Oak Frame arrived on site with a big crane.

The pitched roof bedroom has been finished with a white paint to contrast with the exposed oak and dormer windows to make the space feel as large as possible

“Five or six lads worked non-stop all week,” says Billie. “Seeing them slot the frame together was the most impressive part of the project. It was like watching a piece of artwork going up. The locals would slowly drive past to see the progress.”

When the oak frame was assembled, the couple hired local trades – many of whom are friends – to do the first and second fix stages while the family continued to help out. “We knew a plasterer, plumber and joiner, and dad knew a roofer,” says Billie.

“Of course, Mark’s a qualified electrician, and Jacob helped, so overall our build costs were very reasonable.” The build began to slow in February as the Holdens hadn’t yet sold their house and needed the funds to carry on. The brickwork and render were finished, and the roof was on, but there were no windows or doors in place.

By June, the couple had a buyer and the sale was complete. Despite plastic sheets on the windows, only one working toilet, no kitchen, no shower and a ladder to the first floor, Billie and Mark moved in.

“We needed to live here for security and also to work on the house in the evenings,” Billie explains. “The kids stayed at my parents and we went there to shower.” During this time, the couple noticed one of the two oak posts in the living room hadn’t been chamfered to match the other.

“We panicked a bit because we didn’t know what Welsh Oak could do,” says Billie. “We needn’t have worried though, they were brilliant. The team arrived with a new post a couple of days later and switched them over. It was easily sorted with no extra cost.”

The Finishing Touches

In December, the house had a kitchen and had been decorated. There was still a long list of things to finish off, however, and Keith had become unwell. “A lot of jobs went on the backburner as I went with dad to hospital appointments,” says Billie.

“We finally got Building Regulations sign-off in May 2018 and it was only then we could apply to get the VAT back.” Unfortunately, because of the delay, the couple’s claim was rejected at first for being too late.

“You only get one chance to appeal and so we felt it was worth paying a tax specialist £1,000 to write a letter on our behalf and submit our supporting photos again,” says Billie. “In a matter of days, the tax office agreed to pay back the VAT, although we had to wait eight months to receive the £25,000.”

When the money eventually came through in January 2019, they were able to finish the landscaping. Now the family are relaxing into their new oak frame home and finally able to sit back and appreciate all the hard work everyone’s put into their project. “We couldn’t have done any of this without Dad and the rest of the family who worked tirelessly throughout,” says Billie.

“We use all the space we have in the cottage – the Welsh Oak Frame design is just perfect in every way – we’ll never go back to living in a big house, we’re thrilled to be here.”