Should Builders Pass Back Reclaimed VAT on Materials Bought for Clients?
Asked on 1 August 2025
1 Answers

I’m having a house redeveloped. It’s quite a big job, about £180k inc VAT for the total work. As it’s not a new build, I know I cannot reclaim all VAT. My question is, should the builder be passing back the VAT he is reclaiming on products purchased on my behalf? What is the usual [...]

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How Can I Insure My SIP Kit Build?
Asked on 29 July 2025
1 Answers

Looking for self build insurance Have site with existing building, scheduled for demolition. The existing new detached garage (6m x 12m) will remain Location is coastal, with a SIP kit build and steel foundations Tried a few of the main players already and have been unsuccessful. Any thoughts ?

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How Can I Finance My Self-Build?
Asked on 10 July 2025
1 Answers

I am thinking of using Oakwrights for a build project. Is there a lender that will finance the project using my existing home as surety, and if so, how does it work? Would I be able to remain in my existing home until the project is finished/can be moved into?

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What Counts as a Meaningful Start to Preserve Planning Permission Before It Expires?
Asked on 23 June 2025
3 Answers

We have planning approval to do a rear and side extension, and also to convert our loft into a bedroom. We may not do the whole project ourselves, but we are one year into our planning approval (out of the three before it lapses), so we wanted to do something to ensure the approval lasts [...]

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Am I Being Overcharged VAT Under the 5% Renovation Rate?
Asked on 23 June 2025
1 Answers

I’m renovating a property which was empty for 15 years and I have a couple specific questions about the VAT reclaim process. Firstly, my VAT registered builder is purchasing some materials from his suppliers and, at the end of each month, invoices me for materials and labour with VAT on the total of 5%. My [...]

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Will my 120,000 budget be enough for a 3-bed package home?
Asked on 17 June 2025
1 Answers

We are looking to replace a mobile home with a log home or modular build. Can you advise on the best option for a long term home. We would have preferred brick built but would be outside our £120,000 budget for a 3 bedroom bungalow.

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Which adhesive is best for wooden flooring?
Asked on 10 June 2025
1 Answers

We have an asphalt floor and want to stick some oak wooden floorboards onto it. Would you be able to advise on which primer and glue would be the most suitable? Also, are you able to clarify if there is a difference in the adhesive requirements between solid wood flooring and engineering flooring and what [...]

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Disabled property designs and layout
Asked on 8 May 2025
2 Answers

I am subscribed and have been for a while with your magazine which is very interesting. I just wondered if you ever done any articles or are thinking of doing any articles on self build for the disabled people as I would be very interested in getting some other peoples input and point of view. [...]

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